How to Use Car Insurance Groups to Lower Your Insurance Premium Most car insurances could be purchased for the duration of over one year. This would be considered a comprehensive insurance that covers the automobile and other road users. It is calculated as a number of the general car value. The value of the tops also known as the coverage limit as well as the premiums (the standard savings) is proportionate on the worth of the vehicle. One of these situations may involve driving a friends car to a new destination. This could be caused by them moving, or some may must store it. If you are the driving force and never protected by their existing insurance policy, then temporary insurance would most likely be the better way to go. This of course is only one example to which youll have to look for a temporary policy. The first sort of policy will be the daily insurance coverage, this may provide temporary coverage for between 1 and 28 days. You may be thinking the reason why you would like to get insured for such a short amount of time. The fact is that every single day situations occur in places you must be insured however you only have to be covered for any day or even a week. Third, this type of insurance is affordable, or at best could be cheap if you have a great driving record and they are much older than 25. For sure it really is cheaper to insure your college-aged son or daughter for a couple of weeks or a couple of months as an alternative to adding the crooks to your long-term policy for the season. Even if the short-term rates come out higher over a every day basis the insurance policy wont be more expensive than what youd probably pay in the entire year under a regular policy. Sometimes you would like to insure someone to allow them to drive your car or truck for any small amount of time. In that situation, it also is more efficient to obtain a short-term policy, instead of a long-term one. Perhaps you will end up on vacation and you wish to allow someone to drive your cheap learner driver insurance insurance for provisional driver (read more) vehicle. Regardless of the reasons you receive the policy, it is really an outstanding short-term solution to get a short-term driver.