Why Get Mobile Phone Insurance Now you have bought a new phone insurance cellular phone and committed yourself for an additional 18 to 24 months to your phone network, youll probably have to get some insurance available to protect your new investment. As you probably know, your cell phone was only provided to you free because of your retailer, as you have promised them with an assurance of your business to the term of ones contract. That is a guaranteed income supply for the kids for an additional 24 months. A gadget with the specialized features can cost a kings ransom. The warranty made available from the manufacture covers the defects inside the machine for a certain stretch of time. The insurance comes with a comprehensive protection for every single loss thats foreseen. They can claim even after the warranty time period of the business. The hacker can also send a barrage of viruses to your cell phone to scan and send to him personal details and if so happens you keep in you cellphone banking account numbers and passwords, he will be able view them. So how are you able to do not be victimized by higher than normal tech pirates, how can you understand that you do have a possessed mobile and how to avoid it? Although you may have received your phone for free and for a lower life expectancy price if you opted with your mobile phone company, it doesnt mean that youll be able to re-purchase the product with the same price. Those specials are one-time offers for brand new customers and you will have to spend a high price for any replacement phone, if you dont have cell phone insurance. This can equal to hundreds of pounds. The old fashion way of writing down your pin over a private organizer might still be the best means of avoiding hackers although mobile insurance doesnt pay for your phone being "possessed" by a computer wiz, coverage can replace your phone in the event that it gets "kidnapped" on this occasion by a local thief. Heaven forbid these crazy people.