Classic Car Insurance If you are after a classic automobile insurance company, you will need to investigate the right company right away. The investment that youve made out of your antique car you want to ensure that it is going to be properly covered, in case of a car accident. Luckily, there are numerous great options in relation to automobile insurance companies, and corporations that specialize in cover antique cars. browse around here More about the author But why is classic motor insurance expensive? Well, to qualify as an antique car, it has to be over 25 years or so old. It has to be rare. It has to be beautiful to check out. And it has to get some interesting feature about it in some way. These rare, beautiful and interesting cars can be more expensive to insure since theyre usually more susceptible to break-down and/or theft as well as their parts (which are nearly impossible to find) are usually expensive. So how could you save the collector motor insurance? Older cars have idiosyncrasies that can affect how the steering works and what sort of engine performs. Of course, these will be looked at when you review your vehicle. A careful eye over the bodywork and many types of paperwork will be scrutinised with any concerns noted too. However, the problem and marque with the model could affect other pursuits too. Other notable differences found on classic auto insurance policies are the optional coverages. Many companies offer benefits for spare parts, memorabilia, tools, coverage for transport, etc. Companies generally let the higher cost of installing original equipment for repairs and utilizing a garage facility of the policyholders choice. Also, enhanced emergency roadside service is provided. Most experts will agree that vintage cars were built between 1919-1930. I know that which you are thinking. What about those cars manufactured during WW1? How do you classify them? History can have that American auto plants were shuttered during the war and converted into production facilities for war vehicles. Thats where we get Vintage Cars, for purposes of classifying vintage automobile insurance.