How to Get New Driver Insurance Cheap No matter how experienced youre at driving accidents happen but new drivers are 4 times more prone to be in an accident than experienced drivers. Inexperienced drivers are prone to make a few mistakes and 70% of accidents that cause injury, death and/or property damage originate from human error. Teenagers and those newly licensed can be more expensive to insure. There is a simple basis for this. Insurance companies must protect themselves against unmitigated loss. Those a novice to being behind the wheel the ones under the age of 25 are usually more aggressive and engage in riskier driving behaviors than these much older than 25 and those who are actually driving longer. As a result, they tend to get involved with more accidents and damage more property than other drivers. As a result, insurance agencies charge more to insure them. You see, as with every other market, the automobile insurance industry has several companies contending with each other just to please you (the client). That means, you are able to relax, and calmly make your choice. So, take some time to look around till you discover the most reasonable price quotes to suit your needs. Search on the internet. You can shortlist price quotes from 5 different vehicle insurance companies after which compare the expertise of the firms prior to making any choice. Be aware that in the event you acquire 3rd party motor insurance, youll just be in the vacation. cheap car insurance for new driver That means that if you have an accident, you may be accountable for your individual repairs. Consequently, a renters insurance policy would work for all those with cars of really low value or near scrap value. So you have to believe cautiously about whether this is an choice for you. If youre constantly getting stumped in your search for reasonable new driver auto insurance, you should consider naming a seasoned driver with a decent record as the policy owner while putting yourself up at the named, secondary driver. However, secondary drivers arent eligible for build-up their no-claims bonus, and annual rates wont go to a significant decrease. While you can to locate an insurer that gives no-claims bonuses to second named drivers, this practice is regarded as illegal in a few areas and is also called auto insurance fronting. However, naming a seasoned driver with a decent history being a second driver can help reduce premiums.