Cheapest Young Drivers Insurance - 4 Ways to Help Reduce Car Insurance Costs for the Barest Minimum Obtaining a drivers license can be an exciting time for any individual, since the driving privileges a vehicle brings a new sense of freedom and independence. However, new drivers are inherently high-risk, while they lack experience. One of the most basic required any parent is usually to select the right car as well as set ground rules. First of all, theres equipment. A new car insurance new drivers driver costs about $4-500. A new set of irons costs over $900. Putter? Wedges? About $100 each. Then theres the bag, the pull cart, and the shoes--another several hundred dollars, and you havent even hit a ball yet, or bought a ball. And the most widely used band runs about $45 per dozen. Wow. Thats a lot of cash just to enter the game. Maybe we should re-think this. No one can drive without being insured. So not insuring your new license carrier isnt an alternative. You must find coverage, but how would you like to afford it? Well, there are several insurance firms around. Thats good news for you personally because that means there is certainly competition. When companies compete for business, the consumer wins. You just need to look around and discover the very best price on a policy. There are steps you can take that can bring your insurance charges down even for a teenager or somebody that just became their license. Keeping up your grades brings down insurance charges. So encourage your kids to take care of a higher grade point average. Supplying your child which has a sturdy, safe car in place of a flashy one-or moreover, one that is around the most stolen list-will drop your costs also. And, of course, encourage your youngster to always drive with the speed limit or below and also to be extra careful. The longer a person fits no accidents on their own record, greater their insurance costs drop. Another important role to suit your needs as the parent is to help your teenager through his first mis-steps. For my oldest son, he lost control over a slick road and spun his cars backend right into a tree on his first solo drive university. My youngest son was linked to a horrific accident when another driver clipped his car causing him to spin across two lanes of freeway (I-35 near Buda). In both cases, the autos, while damaged, stayed traveling along with parent support the new drivers did too.