Disadvantages of Temporary Car Insurance If you want to have cheap temporary motor insurance there is no need to steer in to the insurers office or talk on the phone. All you need currently is an connection to the internet and also to look in the computer. All you need is a motor vehicle, its owner and address information, your drivers license and basic internet skills. While short term automobile insurance is fantastic for renting a car there are a few disadvantages to purchasing the insurance to your everyday vehicle. One problem you face when choosing short-term car insurance may be the price. You can repay to some hundred or maybe more dollars for renting a car over a period of time, or if you are renting a top end vehicle. 2. Additional drivers: If youve got additional drivers to your car then you are have to a real policy. As is the truth with all the previous situation, this could happen having a guest, friend or relative from abroad. Getting a policy on this type in a real case would cover your driver as well as your car. In addition to daily policies you can even decide on a longer time such as three cheap one day car insurance or couple of months policies. This type of insurance is perfect for the person who travels extensively, such as a student or a business professional that needs to be abroad for too long periods of time. Most State law considers a stay over 3 months as being a change in residence. By using a 180 day policy this can be one less thing to bother with when performing the paper work. Many company providers of temporary auto insurance need you to give the whole premium if youre only trying to find a few days worth of coverage. However, when it involves a prolonged lifetime of time, you may find companies offering deferred payments. Installment premiums are extremely convenient for anyone using a tight budget. Because of the leeway provided by installments, most of the people tend to chose this mode of payment.