Is iPhone Insurance Worth It? Insuring your iPhone against accidental damage might be one of many smartest moved you will make this year. It offers you total reassurance and fully comprehensive cover on your own handset. It doesnt matter in places you go or that which you do; you will be covered. You can get out there and relax, dont get worried about damaging your phone. In October of 2009, Caroline McCarthy, an online site author, wrote about one of the best iPhone apps that serve those who have abandoned permanent car ownership and use a shared rental system every time they need a vehicle. Among the free iPhone downloads, the Zipcar app is growing in popularity. It permits people to obtain the closest available cars through a GPS system, access info about the auto, contact headquarters to book it, and also lock or unlock the vehicle. As McCarthy place it, tongue in cheek, "you now no more require a computer to book that Prius for your weekend Whole Foods run." The reasons stated above are some of the many for insuring your phone. The provider includes all these aspects inside the policy and if you are protected you will then be able to get any repairs on the phone done in below 48 hours. Having protection means you will not have to spend any cash. You can even contain the whole thing replace in under a couple of days. If you want to do the repair yourself the phone insurance procedure may take weeks and even months in some cases. And saving up to purchase another one in the event of theft? Forget about it, itll take a long time! This valuable time you may spend would also allow you to minimize the premium amount youll want to invest in your insurance. Just like any other coverage and also this includes a cost available as premiums. There are many companies who provide Apple iPhone insurance coverage at best to buy prices with attractive coverage options. 3. Check with you home contents insurer and ask whenever they cover cell phones on their policy? I checked with mine plus they covered up to £400 which will over cover a substitute, even if you need to get a second user phone. But I only needed to settle another £1.56 a month to incorporate the product on. You do the maths!