Benefits of Having Mobile Phone Insurance Everyone believes in fashion and thus different phone brands exist out there which are available using high-tech handsets. Different blackberries as well as the latest iPhones are available for the consumer who have high prices. And, there is no-one to bear the loss of such expensive gadgets. But this is the truth that accidents can happen anytime. In case if any person ceases to replace his/her handset then he/she must opt for early termination fee to halt the invoice in the case of pay monthly phone plan. And this process charge more pounds to the consumer. A mobile phone insurance coverage protects all kinds of losses one may face by handset. Many phone models are very expensive as a result of quantity of features and applications they contain. There has been an upturn popular for multi-task phones that can handle emails, texts, Internet surfing, music, video and ring tone downloads. This makes cellular phone prices expensive, which also make replacing one very expensive as well. Thats why besides buying insurance for iPad to pay for my Apple tablet and cellphone insurance for my iPhone, I also learned that quite a few users use screen protectors. So it now appears to me that only could they be putting screen protection because they do not want nasty finger prints accumulating on his or her Read Home iPad screen, but these screen protectors have shown to reduce the probability of taking your screen scratched also. The exorbitant price and the tough competition have forced they to make use of marketing gimmicks. They offer discounts and purchasing facilities by monthly installment schemes. At this juncture when the customer, if the customer goes wrong with accidentally damage or lose the handset he will be made to pay for the balance amount and spend on the replacement. Theft - It is not unknown that in most areas, crime rates have risen beyond control. So if you happen to reside in one particular area, it is obvious your gadget is at risk of theft. However, people who usually do not placed in these areas should not be careless too. This is because, a burglary could take place anywhere. So if you are both at home and in a bus, your gizmo is at equal risk. Of course, you are able to try taking some precautionary measures for example staying alert but that may not serve the purpose and you also might end up losing your mobile.