Ways to Find the Cheapest Car Insurance for Young Drivers If you have a child whos just hit their teen years, you must do the math of the items it will cost you to read your ex on an auto insurance policy. Your friends with same-age children and cheapest insurance for new drivers that are already purchasing their kids insurance without doubt have told you in the big dent paying these youngsters premiums leaves of their pockets. Young teen drivers would be the least experienced drivers on the highway. There is a lot to understand about driving with no drivers training school can show teens about every one of the situations that can appear of their daily travels. It is only through a large number of hours traveling that you can be a good driver willing to handle all the challenges you encounter. Insurance companies consider young drivers an extremely bigger risk than drivers who have driven vehicles for decades and so it costs accordingly. As per facts, young drivers are typically involved with an increased number of accidents inside the fresh with their driving than other first time older drivers. Check the Age Break - This applies to someone somewhat older than 17, but it is still good to know. At what age is a driver considered a grownup? Many companies still utilize the ages of 25, but others have changed to age 23. Lower rates should result at whatever age the insurance company considers a motorist a grown-up. Insurance was created to shield you from loss and liability. Companies collect regular premiums within you in exchange for the promise of indemnification should you suffer from or cause some other person to suffer a loss of revenue. They will pay an agreed amount in the event of any sort of accident. This essentially goes off the hook for major expenses that you could not repay.