Rapid Rises in Car Insurance for Young Drivers - And How to Beat Them When you are a young driver, you should follow some suggestions as a way to get yourself a cheap vehicle insurance. Generally, we consider someone a "young driver" when he or she is under 25 years of age. This generally results in car insurance that is higher priced than cheap insurance for new drivers the ones created for the elderly. This happens as the younger drivers are considered inexperienced by the insurance firms. There are still several hints that you could follow so that you can get cheap automobile insurance for the young driver. Young drivers are statistically more prone to be in a major accident. Many insurance firms wont even lower rates on existing drivers prior to the day of 25 when insurance charges are generally dropped assuming the driver doesnt have any moving violations or excessive claims. Teenagers can be especially expensive for insure sometimes more so now that many states have passed tough restrictive legislation on learner drivers in reply with a rash of fatal or serious accidents involving young adults. First of all, insurance firms have got some kind of special discounts which is often availed in the event you show an excellent a good record by. A driver with an excellent driving record is a whos no traffic violation cases against him, vechicle accident or car accident claims completed in his policy, will have lower insurance premiums than one who has done these mistakes. They dont have the time to prove these in comparison to their older counterparts. I do not recommend driving around without the insurance. You might be pulled over for something unimportant and then your license and registration will be checked. Youre going to pay a huge fine when he realizes you happen to be driving around without insurance. Do your favor and make sure you will get insured before punching the road. Students could get discounts on auto insurance. If you are a high school or pupil, be sure to note that in your application. Many companies also give discounts to folks whove completed drivers education courses, or defensive driving courses. If theyre offered at your school, consider taking one. Above all, make sure to avoid tickets, science, and moving violations. These can really improve your insurance premium. If youre a teen or younger driver, keeping a clean record will truly help you when you get older.