Your Kid Behind the Wheel General wisdom has it that you just give the highest insurance premiums when you start driving. As a taxi driver, its only to be expected. Most, it not exclusively, automobile insurance companies view your relative inexperience as being a liability. Even though you probably have plenty of off the record driving experience, the high accident rate recorded by young drivers influences the rates charged to all young drivers. First of all, theres equipment. A new driver costs about $4-500. A new group of irons costs over $900. Putter? Wedges? About $100 each. Then theres the bag, the pull cart, as well as the shoes--another several hundred dollars, and also you havent even hit a ball yet, or purchased a ball. And the most widely used band runs about $45 per dozen. Wow. Thats a lot of money in order to get in the action. Maybe we have to re-think this. Tip 2: Avoid Sports-type Cars and Lots of Modification If youre new driver then youre probably attracted to getting your hands on something flashy, you know something that could make your friends jealous. This wont would you any favors where insurance policies are concerned and where possible I strongly suggest that you simply avoid getting a sports vehicle. Also avoid an automobile that has been heavily modified from its factory specifications. These will add hundreds otherwise thousands to the quote you obtain. Part in the excitement to getting a driving license is that you can finally get your hands on that dream car. However, most new drivers would balk thinking once they discover the premiums charged to novice owners of high-powered or high-end vehicles. Expensive cars face a greater potential for being stolen, hence higher insurance charges. Even modifications with a mid-range car can push premiums up. It would be wise for an individual hunting for a cheap insurance policies to ensure the security of the vehicle. Some insurance firms get it into mind in the event the car is saved in a garage. When read more contacting a nearby insurance dealer, you need to be able to provide some rudimentary information like your driving license number, your car or truck identification number, the type of the auto along with the year when you purchase it. Every little detail could count when receiving a cheaper insurance policy so be ready to give the maximum amount of detail since you can.