How to Purchase Phone Insurance? Mobile thefts are increasing day by day, along with the manufacturers are implementing various technologies for example mobile tracker etc. to halt this. But the ultimate way of securing these units is thru mobile phone insurance. Very crucial role is played by these insurance coverage, that allows the users to keep tension free. This is the undeniable fact that incidences of theft of mobile phones is increasing day by day. It may be declared anytime one can get ones handset being theft. Not only theft, phone can view link be lost as a result of damages. It may happen that phone may be drawn inside water or sucked from height. Overall, the final outcome appears as loosing favorite handset. No one can bear any big damage or theft of ones favorite mobile phone. Just like home and motor insurance, phone insurance is also an excellent replacement for recover the loss. They provide yoyo insurance cover coming from a wide quantity of losses. The first one gets your handset stolen. In this case the insurance policy provider offers you a fresh handset of the identical model and make in the unpredictable moment period. If our handset is lost because of your means then it may be the case that the general plans may not provide you a new handset, but with slightly more premium you will get the policy against mobile phone getting lost. If your handset is damaged by any physical cause then also the insurance company first attempts to obtain it repaired. If it is beyond repair that is replaced. The handset may also get damaged if it fell about the water and crushed from the moving vehicles like Bus, truck etc. Handset owners also be little disturbed due to unauthorized utilization of their handsets. The unauthorized usage of the handset means making local, STD or ISD calls by other persons without taking permission in the handset owners. This boosts the mobile bills in the handset owners and theve to unnecessarily bear this burden. Therefore, to makeup for almost any financial losses on account of damage or unauthorized use of the handset, people should select a mobile phone insurance coverage. Contrary to what lots of people believe, the phones warranty will not cover accidental damage or theft of the phone, it only covers defects in workmanship for any limited stretch of time. You are not able to submit claims for a dropped phone, water damaged phone or other accident. The warranty isnt intended as a type of phone insurance.