New Driver Car Insurance Quotes: Finding the Lowest High Price Getting affordable motor insurance an advanced motorist can be be extremely difficult. New drivers are viewed riskier because they do not have much experience traveling. To reflect this risk, insurance providers boost the premiums that the insurers have to pay. Although it is difficult to acquire cheap insurance once you start off driving, you can still find ways to get cheap motor insurance for first time drivers. Tip 1: If you increase your collision and comprehensive deductibles to at least one thousand dollars your premiums will go down. This may make things more risky for you financially speaking, but to normalize danger you can include an unexpected emergency fund account to your other accounts in the case of a car accident. If your child is actually taking their car together university, you need to check if your rates will go up or stay the same. Either way, speak to your child before they leave concerning the responsibilities of driving as a possible adult. Make sure you stress how important its to train careful driving which include limiting possible distractions such as cell phones and passengers in the car. While it really is difficult to let it go, it is something you have to do. Knowing that you have done whatever you could do ensure their safety could make you feel better about this new life change. Tip 3: Consider Good Student Discounts and Family Insurance Policy You could get a significant discount on new driver vehicle insurance when you have a great grade point average. Most insurers offer this so make sure you ask whenever you get an insurance quote. You can also save big by getting insured under any group family insurance coverage that could already exists in your family. This is often car insurance new drivers overlooked but a majority of insurance providers allow multiple members in a household to be insured with a single policy. Another important role for you as the parent is to help your teenager through his first mis-steps. For my oldest son, he lost control on the slick road and spun his cars backend in to a tree on his first solo drive to school. My youngest son was associated with a horrific accident when another driver clipped his car causing him to spin across two lanes of freeway (I-35 near Buda). In both cases, the autos, while damaged, stayed while travelling sufficient reason for parent keep the new drivers did too.