Cheap Car Insurance For Young Drivers - Tips and Advice Affordable motor insurance for new drivers is not no problem finding and cheap insurance is a virtual impossibility. This is because most insurance companies see newly qualified drivers as being a risk. They think that new drivers dont have the road skills in order to avoid unnecessary accidents, along with a great deal of cases theyd be right. But however, a lot of new drivers are specifically careful after they first pass their ensure that you few ever actually create a traffic accident. Teen Car Ownership - A study conducted jointly through the Childrens Hospital of Philadelphia found that teens who have to gain access to a family group car are half as likely to be involved in a fatal crash as teens who own or possess a car exclusively for their unique use. Even if the child feels they can buy their unique vehicle it is strongly recommended that parents stand firm rather (source) than allow their teen exclusive use to a vehicle for at least the first few months. This will provide the parent greater control over where and when the teen can drive and limit just how long the teen spends when driving, thus limiting the chances of being involved in an accident. Tip 2: Even though your son or daughter wants that really cool car their finest friend has, in case you go along with an easy and safe vehicle your rates will not likely climb the maximum amount of. So you wont be ok with them driving, but the insurance firms will too. This is a easy way to do not be charged an arm plus a leg to insure your child. Learning to drive may be the human parallel of an young bird finding out how to fly. The first couple flight attempts could be harrowing there is however no avoiding it. As a parent, it is important that these first flights happen while you are there for guidance. You want your kids to have the maturity to handle the new skill and responsibility yet it is usually important that these first "flights" happen as you still need parental authority to step up and control the situation. If a teen is participating in risky behavior you are unable to takes place parental authority to find the teens license recinded. Once the teen is licensed if you are investing in motor insurance, the most it is possible to complete is stop insurance policy to the teen. This is not wise because if the teen decides they are driving the teen can have the legal difficulties for being an uninsured driver. Instead, delay allowing your child to obtain his license until the teen is 18 which enable it to legally obtain their own insurance.