Want to Know Why I Insure My iPhone? How many people have you any idea, own an iPhone? Probably a handful. For a Smartphone including an iPhone, that is extremely expensive, it is necessary that certain take ideal steps to safeguard or have a contingency cover it. When you pay much to secure a cellphone, it can be equally important to ensure that you have taken enough steps to prevent losing your hard earned money as a result of unforeseen reasons like loss as a result of theft, reduction in accident, damage as a result of water, etc. These are the logic behind why insurance providers believe it is necessary to try to coach and persuade visitors to examine the prospects of the iPhone insurance policy. Your iPhone insurance will protect you in the case of theft, accidental damage or liquid damage. If you travel, youll receive approximately two months of coverage worldwide. You will not have to worry about leaving your read more phone in the home when you need to become out of your country so that it is very easy to travel along with your iPhone. Insurance - because iPhone 4 is costly, its a wise idea to acquire insurance coverage correctly. But iPhone insurance coverage is quite widespread too so it is preferable to do to an iPhone insurance compare. There are sites that supply free iPhone insurance compare and here it is possible to see hand and hand the your available alternatives. Choose the level of coverage and your funds. Once youve made your claim you will probably have to send your slightly soggy iPhone off inside the post to get viewed. If it might be fixed, its going to be. However, if it is beyond repair, dont panic! Youll be sent a substitute within a couple of days. So youll never be left without your phone for over 2 days. 2. Do you have a premium bank-account? - Another sneaky loophole to save money on Apple iPhone insurance. Some banks offer their premium banking account holders FREE mobile phone insurance. Lloyds TSB by way of example offer fantastic cover which wont amount to anything. The only negative thing is that everyone will be eligible for a this account. Be prepared though to actually benefit your claim by filling in many paperwork. And also look into the amount that the bank pays out, as it usually wont be the total amount for that latest iPhone. Still though, its pretty spectacular cause its free!