iPhone Insurance - Is it Really (view source) Worth the Extra Cost? It is a sad fact of life that mobile phones could be a favourite target for thieves, with iPhones often being particularly vulnerable. Given these circumstances, it may be a solid move to have iPhone 3G insurance to aid save you from what would be the fairly substantial costs of experiencing to exchange your iPhone. Unfortunately a shop you got it from isnt likely to demonstrate much sympathy. Since it costs A�500+ to the handset alone you might be using a product or service you simply cant use for more than per year of the contract. However, you will find theres approach to make certain this can be prevented and you are not left without your iPhone. Screens on iPhones are surprisingly fragile. Theyre meant to be durable and withhold general daily knocks and bashes. However, have enough force and the screen will give way. This will produce a phone which can be pretty much useless. Once the colours start bleeding about the device; youre going to need to replace it. While insurance for iPhone can look after the consumer by insuring their very own Apple smartphone from theft, loss and even accidental damages, youll be able to but wonder what exactly insurance does Apple have to make sure that clients wont provide an exodus more than a different smartphone this 2011. With this brand-new alarm bug worrying Steve Jobs and in addition company, the one insurance policies Apple can hold on to on would be to correct it or pray that Nokia and RIM doesnt beat them a much more effective and advance smartphone. Sometimes, individuals will set their phone down in the public place at arms length and several thief is likely to make with the phone. Now you are without a cellphone and will have in all probability to shell out a couple of hundred pounds to acheive one more. With iPhone insurance, you should see that the protection covers theft from the oral appliance when the claim is processed and also the excess fee paid, it will be possible to get a new cell phone.