What Is Temporary Auto Insurance? The term insurance itself explains its utility. When it comes to motor insurance, its basically a policy thats purchased for cars, trucks, and other road vehicles. It provides protection against any style physical injury caused from traffic collision and against liability which might arise during an accident. There are various kinds of auto insurances available today. A lot of people is there who choose automobile insurance for vehicles. Usually, when we need cover drive an automobile a car for just one or a couple of days or for 2-3 weeks, they went for temporary car insurance policies. Temporary car insurance can also be known as "non owner automobile insurance". It is the best insurance coverage for rented cars. But many drivers in many cases are confused about what are exact benefits that the "non owner vehicle insurance" will provide. Some experts hold the view these insurances provide hardly any benefits to drivers. So, it is crucial for all those looking for temporary vehicle insurance to know advantages and disadvantages than it before opting for one. There are several why you should think about using temporary car insurance, particularly when borrowing someone elses car. Accidents happen constantly, even for the shortest of trips. While an insurance plan owner is able to add another driver with an existing policy, doing this could put any safe driver bonuses at an increased risk, if the person borrowing the car provide an accident. 3. Budget: The most probable basis for you to choose the short term temporary policy can be your budget. Therefore, always use a ceiling on what much you might be ready to spend and may never overshoot it no matter what extra features or benefits youre getting. The cost of any policy relies upon the condition of your car or truck, your past reputation when it comes to driving along with the time period of the insurance policy. 2. Duration doldrums: Short term car policies grant you numerous of freedom when it comes to their validity period. Although the technical active duration of a shorter term car policy is between 1 day and 28 days, (read more) youll be able to renew it after the 28 days. Owing to such adaptability, you are able to find yourself confused about which period to insure your vehicle for. The ideal period should be a few days more than the times of day you expect drive an automobile your car or truck.