Young Driver Cheap Car Insurance - Is it Really Possible? Providing auto insurance for the young driver (under 25 years old) could be a very expensive proposition, to say the least. Increased premium rates of 50% to 100% can simply be realized. Many people are not ready for that kind of monetary setback. Does that mean you just need to sit back and go? Absolutely not. Here are some critical and common errors being avoided that will aid to hold insurance fees within reason. The use of the car speaks here. A car, that is utilized and then attend college and not for recreational use features a limited section of movement, would cost lesser amount of premium. This is known as low-mileage discount and you need to ask best insurance for new drivers the insurance company allowing a good quantity of discount for this point. An used car attracts lesser premium than the usual brand-new car through the show room. The car with the anti-collision system, anti-theft system and airbags and several other instruments of precautions will also enhance the lesser cost of premiums. All these points, you must consider when you find yourself getting a new car for that young driver. Step #1: Block out about 30 minutes of time. In the past, choosing the most affordable car insurance policy resulted in either spent hours driving from insurance office to a higher, or spent hours on the phone chatting with one insurance broker after another. Fortunately, the internet has totally changed the action. Now, you can drastically lessen your research time for it to half just what it was once. So for the task that can help save large sums of money a year, you need to simply stop half an hour of your time. 2. Ask for higher deductibles: A deductible may be the amount of cash you have to pay when you make a claim before the insurance kicks in. Whilst this could sound counter-intuitive, in case you obtain higher deductibles, youll receive lower premiums. Of course this does have one drawback - in the event you already have to say on your own insurance, then youll definitely find yourself paying more. Make sure you are able to cover the deductibles when youll want to, or this could backfire badly. You might also desire to seek advice from your folks if they can help you with the help of one to their policy. This might enhance the price they should pay per car, to ensure that in spite of the cash you make payment for them for your cut these are worse off, nevertheless the total probably will be less. So strike up an offer using them where you have to pay them the additional costs incurred on their policy, and many types of should be fine.