BlackBerry Mobile Phone Insurance - FAQs We all spend big money on having the latest handsets available for sale, we either rush for the agencies to see if theyve any handles our absolute favorite phones or we only buy SIM free phones. But the money spent on buying the cellular phone the in either case falls the drains if we dont purchase cellphone insurance. If your one particular lazy personalities who thinks phone insurance policies are a waste, then think carefully. The research shows, that over 1.3 million cellphones stolen and 1.6 million phones damaged or lost. Now this is a big number and also you cant predict you mobile could possibly be exactly the next one increasing these digits. To add further insult, the new phone will not be new, but a refurbished old phone, probably broken by some previous customer sucker. That would not be a problem when the insurance covered the expense of the replacement phone, and then for $4 to $7 each month plus $100 deductible, you might have probably covered the price of a fresh phone. The best part of the Mobile Phone Insurance policies is that they cover numerous grounds. So, a user dont need to bother about losing their handset or damaging it. And amazingly, somebody provides the a reimbursement in just a short time period. But there are several special conditions under which an individual may claim the amount of money. These conditions include risks such as theft or fortuitous circumstances, and damage because of fire or water. Insurance policies are without doubt very reasonable and one can easily make an application for the same. One is not necessary to pay a lot for such activity. One more enticing feature of phone insurance policies are that fraudulent calls can be avoided if anyone is getting disturbed ones. It may sound shocking but yes, companies feature such schemes too. Moreover, users can also get rid of answering unusually to fake calls. Policies of insurance could be thought to be boon for such phone lovers who anytime lose their dear handset. Phone insurance comparison process also need to take into account the level of the premium. This will allow you to keep away from paying some shocking amount when you add the prices. Coverage with the insurance plan needs significant attention while doing Mobile insurance comparison. Ensure that you get coverage against lost, damaged and stolen phones plus read the exclusions the company mentions to prevent future headaches. While doing a comparative analysis you should also see which kind of replacement phone the company will provide you with. Make sure that you will get a brand new phone of the exact model rather gadget insurance than a refurbished one.