Does Car Insurance Premium Remain the Same Irrespective of an Accident? Using cheap short-run car insurance comes have their own advantages. If you have visitors who intend on borrowing your car its advisable that they can take out a temporary policy. By doing this you avoid all of the forms that could be required for adding these to your own personal policy, just to do more forms when you have them removed from. Plus there is the possibility that you might put your plan in danger or void the protection altogether. The only problem will be your only taking place holiday for just two weeks and Clives wife Aunt Maureen does not have a licence and Uncle Clive enjoys the occasional beer, in an ideal world you could do with another man to be insured around the mini van as well as your wife has put your company name forward. So you have no option really, but to ensure a good and legal journey your going to need to get insurance for uncle Clives mini van. When you are talking about short-term car insurance you are looking at an occasion span of between 1 day, one (click here) month on as much as almost a year. The key heres that it must be not an ongoing policy that gets renewed every six or one year. It is anything under one years time. Again the short term policies can be put in effect when you find yourself leasing a car or borrowing one or renting one while your individual has labored on. You can also utilize this type of a plan if you are away - such as on vacation - and they are renting a car to enable you to go in which you wish to go. a. Damage compensation: Your car can get damaged in two ways. One is by manmade accidents along with the other is often a natural calamity. All good temporary car policies gives you protection from the financial ramifications of both these scenarios. Hence, whether it can be a car accident or damage from some storm, make no mistake that youd be covered. International travelers should look into short-run coverage when they are bringing their own car together with them, or having it shipped for the same destination. This type of coverage is different than import auto insurance, where a permanent resident is wanting to insure an imported car that she / he plans to drive on a lasting basis. To apply for short term automobile insurance, you will want your countrys license, registration and vehicle title. Insurers may required you to definitely have a non-citizens drives license if the stay exceeds thirty days.