Disadvantages of Temporary Car Insurance Every insurance provider will have certain factors depending on they will determine the insurance policy rates. These factors add your driving history, fico scores, drivers sex or gender, age of the driver, distance or kilometers driven by using an average etc. Are you making use of it for commercial purpose or your individual use. These are a number of the factors that influence your vehicle rates. You must consider these while obtaining a car policy. You should understand that there are tons of important personal-factors that this insurance providers take into account when providing you an estimate. Moreover, it would be tougher to possess your vehicle covered when you have unhealthy credit score, unpleasant driving history or past problems from the law. The factors that influence your car insurance quote are form of vehicle, age and sex with the driver, credit history, record, mileage, security devices and also other elements. If you have bad credits you may be offered high rate temporary insurance however you wont be denied an insurance coverage. 1. Vehicle Damage: Should your car get damaged for some reason either through an accident one day car insurance or perhaps a natural calamity the typical short-term policy will cover the repairs. This damage is usually a results of anything from an auto accident to malicious act to your falling tree and my way through between. Most policies will also cover fire. - Temporary automobile insurance is a very good option for those who stay away from home longer period and visit home for limited time. These people could possibly get the temporary or short-run auto insurance as paying lasting automobile insurance coverage might be waste of cash for them. - Another important advantage concerning the temporary vehicle insurance coverage is you could renew it or cancel it when you want. - It can help you get coverage for any period of time you need depending on your preferences. 3. Third party legal liability: Thanks to the UKs Road Traffic Act of 1988 each and every automobile insurance policy must carry this feature whatever the sort of policy you get. What this coverage means is that the insurer will take care of your legal liability for death, damage or problems for another persons property.