Cheapest Young Drivers Insurance - 4 Ways to Help Reduce Car Insurance Costs to the Barest Minimum If you just obtained a car, and youre simply now considering getting new car insurance, understand that your gender and age will affect the rate of ones insurance. Auto insurers usually classify males under 25 to be in a bad risk group. High risk drivers are the types who are frequently involved in road accidents and damages. Thus, they make up a lot of the figures in the statistics of motor vehicle collisions and damages. Young drivers are less experienced than older drivers, hence the underdeveloped sensory-motor response mechanism and reflexes. The first thing you should do if you are a motorist is find the right car. The best cars that are offered for new drivers are cars who have a high safety rating. Avoid the worry which is expensive or one that goes fast. Both these types of cars may have higher monthly insurance costs. If you find the proper car you save a lot of money in your insurance on a (read more) monthly basis. Every year manufacturers come out with new equipment built to help you hit the ball better making it simpler to make it happen. Every year people say that. But what is the difference between this years clubs, and the wonderful released four years ago on which the same praises were heaped? If youre not an experienced, I doubt there is a difference you could tell. So buy those four-year-old clubs as opposed to the a new one. The internet is loaded with used clubs which can be perfectly fine, readily available for a part of the fee. My state-of-the-art driver, originally priced at $399, require me to pay $105, because its two years old. New cars dont depreciate that fast! My irons require me to pay $150 to get, and another $95 to have one-inch extenders and new grips wear. Putter? Its a 1960s must-have gem that still is effective and I started using it used (needless to say) for $9.99. Making any modifications in your vehicle will increase the quantity of insurance you are required to pay since your insurers will see it as a heightened risk. An example of such modifications may be powerful audio systems and expensive alloy wheels. It is clear that such additions increase risks for the vehicle; hence the increase in premiums.