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Home Ownership for Lower Incomes. For anyone scanning this who hasn't a clue, fractional ownership is when well, you buy an item of the pie whether it is a condo, home, big bucks bling http://www.theguardian.com/housing-network/2014/feb/19/shared-ownership-first-time-buyers-property-ladder or designer bag (it's been done) or even an airplane. For anyone reading this who hasn't a clue, fractional ownership is when well, you buy a piece of the pie be it a condo, home, big bucks bling or designer bag (it's been done) or even an airplane. Simply stated, this can be when two p