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With the Dow at a record high -- more than double since 2009 -- some first-time investors are concerned that it might be too late to jump into stock trading. The truth is that no investment comes with a guarantee, and experts disagree about where the market will go next.

But many, like Harold Gold, a columnist for Market Watch and founder of Golden Egg Investing, remain bullish, convinced the U.S. market will continue to climb. According to Gold:

"The strength of the dollar and attractiveness of U.S. capital markets will cause U.S. investors.. to pour money back into the U.S. That move.. should help power U.S. stocks still higher."

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