Wallets and credit card holders will soon be things of the past. Whether purchasing cinema tickets, jumping on the Tube or even buying an international flight, the world’s consumers are changing how they pay for the goods and services they want. The statistics are impressive: mobile payments are expected to grow by 60.8% annually from 2011 to 2015, totalling more than 47 billion transactions. In 2013 alone, PayPal processed more than $27 billion in mobile payments in 2013, around 15 percent of total payment volumes. For Tej Kohli, it is clear to see that mobile payments are rapidly becoming the norm for any consumer longing for a simpler purchasing process.