Do nonetheless Need your Insurance option?
Third Factor - How much do you weigh? - In case you are obese, you are prone to added health hazards and hence, you need to lose weight to receive an affordable term quote. An insurance providing company faces a higher risk when it covers an obese person (who is likely to die earlier), and hence, it demands a higher premium in these cases. A 'high risk' stamp awaits these obese people in most case.
By this point you should have narrowed down your selections a bit. Once you have then you should make sure that your company of interest is licensed in your state of residence. You can do this easily by getting in touch with state department of insurance. This might narrow down your list ev