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Mortgage brokers perform the task of meeting the borrowed funds or credit requirements of the customers. There are several things involved with mortgage term. The potential benefit of going direct is, of course, the borrower can avoid paying the broker a commission. In addition to the other variables, this misreporting (sometimes innocent, sometimes fraudulent by design) resulted in people getting mortgages which they cannot afford.
They also have a large network of clients. Mortgage Loan Software and Loan Officers which need software is huge within this market and many are trying to find methods to streamline the entire process from start to finish. He is virtually handicapped then one cannot really talk about to pay back the mortgage. That commission remains payable to the broker for your life of the borrowed funds too