Tips To Help You Shop Online Safely
For many years, the Internet has been used for many reasons, such as for research and communication purposes. But, nowadays, one of the most common uses for the Internet is to shop. Whether you have already begun to shop online or you are interested in doing so, the following tips will be of help. If you decide to buy something online, dont give them any information if they ask for your personal Social Security number. There is no feasible need that these details should be required when you are shopping. Its a scam if they want your SSN. If this happens, do not give out the information and find a different, reputable site. When you are making a purchase online, ensure that you use a credit card to pay for the transaction. Credit card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket. Be aware of the dangers of shopping online with your mobile device. Although its convenient for a number of reasons, it does put your personal information at an elevated risk for eavesdropping. Public wi-fi and abbreviated URLs are much easier to get around than conventional computing from home, so save your shopping fix for the safest conditions. Try to make online purchases only with companies you are already familiar with. Chances are, a store you go to on a regular basis probably has a safe website. But, if you go to a website you know nothing about, you are putting your personal information, like your credit card info, at risk. In order to shop like a pro online, you need to take advantage of any discounts that you can find that are only available to people who purchase online. Sign up for newsletters, daily deals and search for coupons before you make your purchase. Oftentimes there will be discounts available if you take the time to look for them. Dont supply too much information. It should be no surprise that a shopping site will need your credit card information in order to bill you, and your address so that you can receive your items. However, use caution if more information is asked. No shopping site should ever need your social security number, and even your birth date may be too much information. Those pieces of information, combined with your credit card number can be used by an identity thief to wreak havoc. If an online vendor asks for your social security number, do not make any purchases for them. While your credit card information is needed, there is no need for a company to ask for your credit card information if you are shopping from them. In fact, you should report any business that asks for this information to the Better Business Bureau. If you are not sure whether or not an online store is reliable, contact their customer service. Ask a few questions about the products, the payment method and the shipping. If you do not get a good impression after talking with a representative on the phone, find another online store. You should read through the internet product page carefully before purchasing an item. Check the specifics like size of that item to make sure it has all the features you require. Do remember that the product pictured may not be the exact image for what is described. If you like to buy and use gift cards for online shopping, make sure you buy them only from the store that issued them. Third-party sites are popping up all over, and although they advertise prices that are below the actual cost of cards, some cant be trusted. Since you have no way of knowing until you go to redeem them, stay on the safe side. If you want to do some shopping online, check with your credit card company and see if they offer one-time use credit card numbers. These card numbers can only be used one time and protect your "real"� credit card number from theft. This service is almost always free to account holders. Be aware of shipping order laws for online merchants. The company is supposed to send your order within the time frame listed in its ad. By law, they have 30 days to send you your order or give you an option to cancel your order. If you do not receive your order within this time frame, call the company to let them know. Now that you have taken the time to read this article, you are an online shopping guru. You know what the experts know and that is going to start saving you money. From groceries to the kitchen sink, youll buy it all at a price which will impress your friends, so start shopping today!