personal loans Ontario
If you take out a $500 loan for a 2 week period and renew it 13 times over a 9 month period.
If you only pay the monthly minimum amount ($10 or 3% of balance, whichever is larger) with an annual interest rate of 19%. Source: Financial Consumer Agency of Canada (www.fcac-acfc.gc.ca)
If you take out a loan on a 5 year term with an annual interest rate of 8%. Source: TD Canada Trust Loan Payment Calculator (www.tdcanadatrust.com)
Effective April 2nd, 2014, AllCreditSource.com no longer support reloading of funds onto the Prepaid MasterCard via cash or debit. Reloading funds to your Prepaid MasterCard can still be done through online banking. For further inquiries, please email [email protected]
Credit Score Impact
While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.
Loans from AllCreditSource.com Services do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company's standard underwriting rules.
AllCreditSource.com Services offers personal loans from $500 to $50,000 with terms from 9 to 36 months. The APR is 46.96%, and there are no additional fees for the loan. AllCreditSource.com Services does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer's financial institution.
AllCreditSource.com Services contacts customers in arrears as soon as possible. AllCreditSource.com contacts customers in arrears through various means including, but not limited to telephone, email, postal mail, and SMS. AllCreditSource.com Services may work with third parties to assist in collections activities.
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