Insuring Your Teen Without Blowing the Bank

Safety For Teen Drivers - 10 Tips For Parents No matter how experienced you are at driving accidents happen but new drivers are 4x more prone to be in a car accident than experienced drivers. Inexperienced drivers are prone to make mistakes and 70% of accidents that result in injury, death and/or property damage come from human error. The first step you can take to give you the lowest insurance possible is attend a driving instructor. When you become a member of a school of motoring, insurance providers tend to be happy to give discounts on the insurance. This is because drivers who move through a college are statistically more unlikely to be linked to a vehicle accident. Vehicle Size - Many parents believe that the larger the vehicle better but, based on the experts, that is not forever the situation. Large vehicles definitely have an advantage over a smaller car in a very crash although not every crash involves two vehicles. Many teen crashes are single vehicle crashes resulting in a very collision using a stationary object or a roll-over. Parents should consider crash worthiness and occupant protection in choosing a secure car. SUVs would definitely come with an advantage inside a crash with a smaller vehicle but, because of their high center of gravity, they tend to flip each time a driver attempts to swerve or if a tire blows out. Older SUVs use a poor survival rate since the vehicles roofs were weak and couldnt secure the weight from the vehicle inside a roll-over crash. Pickup trucks sometimes perform poorly in protecting vehicle occupants if they are struck in the door area. Small, fuel efficient cars, often referred to as micro-minis offer almost no protection on the vehicle occupants inside a crash. Safety experts suggest a mid to large size sedan weighing 3,000 pounds or more. So it appears like in every case, you need to keep with whatever you have rather than upgrade. Not quite. There are times you should switch. The new designs and technology do make a difference. Maybe not a lot in one year to the cheapest car insurance for new drivers next, however the improvements compound themselves. If your driver is 5yrs old, advances as it was new might just enable you to hit significantly better shots, or perhaps the same shots quicker. 4. Texting and talking on the phone are major distractions. Insist all cell phones be turned off while driving. The temptation to "just see whos calling" is too great, and also glancing into see the call display takes a drivers attention off the road. Check with your mobile phone provider, you will find applications that can be downloaded for some cellular phones that detect motion and automatically tells all incoming texts and calls that this driver is unavailable.