What is Merchant Cash Advance?

What is Merchant Cash Advance?

Netcom PaySystem is the most reputable merchant funding and merchant cash advance company in the industry. If you need working capital without the hassle and expense of a business loan, than a Merchant Cash Advance from Netcom PaySystem is the answer. At times, small businesses may require working capital fast — without the red tape or fixed payments of a traditional business loan. That’s why Netcom PaySystem offers a simple application process and fast approvals on merchant cash advances. If your business accepts credit cards, than you are closer than you think to a hassle-free cash advance.

Merchant Cash Advance is not a loan—it’s the sale of your future credit card sales receivables at a discount.

You sell a fixed dollar amount of your future credit and signature debit card sales at a discount to one of our preferred cash advance partners. Through an automated process, a fixed percentage is returned from each sale as it is settled. The percentage paid from each sale is fixed for the life of the funding, and the advance is paid back as you get paid.

You never have to worry about writing checks, making timely payments, or paying late fees. Once you have paid down a portion of your original balance, you can renew your advance to get additional capital. Renewal is easy and fast. In most cases, funds will deposit into your account the next business day.

  • Merchant cash advances are not loans but are based on the sale of your future credit card receivables, ranging from $5,000 to $250,000.
  • Funds can be used as you see fit.
  • No collateral is required.
  • From application to receipt of funds, the process is simple.
  • No application fees or closing costs are required.


Why Choose Netcom?

Interchange Pricing, Fast Approval, No Application Fees, No Reprogramming Fees, No Hidden Fees, No Monthly Minimums (For qualified Merchants only, certain restrictions apply) and No Contracts!

About Netcom PaySystem

Netcom PaySystem prides itself on being as eager to practice good, old-fashioned customer care as it is to pioneer new products. Netcom PaySystem is proud to provide the most up to date and innovative products such as m-Commerce Mobile Solutions, EMV Capability, ISV/SDK and Virtual Terminal Solutions. In addition, the company offers the merchant access to POS Systems, eCommerce, ACH Check Services, Check Guarantee, Recurring Billing, Check21, BOC, Credit and Debit Card Processing, Gift and Loyalty Cards, and Merchant Working Capital.

Credit Card Processing