The Cons Of term Life Insurance Insurance
Term life is very good to have a lot of insurance - for now. It makes sense if you have kids at home who are dependent on your income coming in for years to come for their living expenses. Also, a spouse, even if working, would have a financial hardship in case of your death. If you can't develop the funds for permanent life insurance like whole life insurance then get the most term that you can.
If you already have some life insurance and you are worried that you are paying more than you really should, you might like to get some instant life